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Let the experienced attorneys at Crary Buchanan help you with any of your bankruptcy law related matters.
Clients, Not Cases.
Our team of attorneys truly care about you and your family, not just the outcome of your case.
Debtors’ Rights in Florida
Legal Guidance from Our Port St. Lucie Attorneys
If you have car or mortgage payments, you are a debtor. If you are unable to continue your monthly payments or fall behind on your payments, you should know your rights. According to Florida law, you can’t go to jail for failing to pay off your debts, but you can suffer other serious consequences, namely on your credit history. If you believe that a creditor has violated your rights, contact an attorney from Crary Buchanan for the legal guidance and protection that you need.
Reasons to Choose Our Law Firm
- We’ve served the local community since 1927
- Unparalleled customer service and care
- Unique, custom-fit case strategies for clients
- Comprehensive initial case evaluations
- Legal guidance focused on your best interest
Wage Garnishments & Creditor Judgments
Depending on the severity of your debts, creditors may be able to file suit against you for payment of your outstanding financial obligations. If the court decides in favor of the creditor, your bank account and earned wages could be taken from you. This is called “wage garnishment.” With the help of a Port St. Lucie bankruptcy lawyer, you can ensure that your legal rights are protected during the creditor judgment process. Although there are law in place to prevent creditor abuse, lenders are more likely to take advantage of debtors who don’t know their rights.
What is creditor harassment and debtor abuse?
The Fair Debt Collection Practices Act (FDCPA) clearly states that creditors are not allowed to abuse debtors’ rights. In fact, the FDCPA provides a specific list of actions that are abusive by law. These include:
- Threatening to tell your employer about your debt
- Using foul language / threats of violence against you
- Harassing your spouse or family through phone calls
- Threaten you with incarceration or deportation
- Try to embarrass you around family / friends
At Crary Buchanan, we are committed to helping debtors stand up for their rights against creditor harassment. If you suffered unfair treatment from a creditor, speak with a member of our legal team today to learn more about your options with our law firm.
Get a Comprehensive Case Evaluation
If you suspect that creditors are violating your rights, contact our office today. You can reach us by phone or through our convenient online contact form. With more than 85 years of experience helping the Port St Lucie community, we are ready to put our legal knowledge to work for your case. During your initial consultation, a member of our firm can help you understand your rights as a debtor and the best plan of action to protect your from further creditor harassment.
Contact Crary Buchanan for additional information.
